Life Insurance in and around O'Fallon
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- O'Fallon
- Saint Peters
- Lake St Louis
- Wentzville
- St Charles
- Chesterfield
- Cottleville
- St Paul
- Dardenne Prairie
- Weldon Springs
- Defiance
- New Melle
- Augusta
- Portage De Sioux
- West Alton
- Flint Hill
- Josephville
- Troy
- Warrenton
- St Charles County
- Lincoln County
- St Louis County
- Bridgeton
It's Time To Think Life Insurance
There's a common misconception that you don't need Life insurance when you're young, but even if you are young and newly married, now could be the right time to start thinking about Life insurance.
Get insured for what matters to you
What are you waiting for?

Life Insurance Options To Fit Your Needs
Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with providing for children, life insurance is definitely necessary for young families. Even if you or your partner do not have an income, the costs of paying for domestic responsibilities or daycare can be a great burden. For those who don't have children, you may have debt that your partner will have to pay or have other family members whom you help financially.
Wherever you're at in life, you're still a person who could need life insurance. Call or email State Farm agent Jim Schilkoski's office to explore the options that are right for you and those you hold dear.
Have More Questions About Life Insurance?
Call Jim at (636) 978-4800 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Jim Schilkoski
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.